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3 Beds
2 Baths
1,636 sqft

$1,125,000

160 Terra Street, Morro Bay CA, 93442

Price per sqft$687.65
Built in1967
Property size1,636 sqft
Property typeResidential
Listed by Kathleen Thomson CA DRE# 01922278 with Rock View Realty 805-440-4273

Overview

Under contract

Active Under Contract

Listed Aug 31, 2026

Updated 13 days ago

Charming 3-Bedroom Coastal Home in Morro Bay’s Sought-After Beach Tract Welcome to 160 Terra Street, a classic single-level home in Morro Bay’s desirable Beach Tract—just a short stroll from the sand, Morro Strand State Beach, and iconic views of Morro Rock. This 3-bedroom, 2-bath residence offers the quintessential Central Coast lifestyle with easy access to the Embarcadero’s restaurants, shops, and waterfront, plus nearby parks, trails, and the protected Morro Bay estuary. The home sits on a unique street-to-street lot with gated access to the backyard, providing privacy and flexibility. Inside you’ll find a largely original layout that includes a skylight in the dining area for natural light and a private bathroom in the primary bedroom. Windows have been replaced, while the rest of the home remains mostly original—offering a solid foundation for updates and personalization. This property needs a little work, making it an excellent opportunity for buyers looking to customize a coastal home and build equity in one of Morro Bay’s most convenient beach-close neighborhoods. Single-story living is the long-term character of the Beach Tract, helping preserve the open feel and ocean proximity that define this area. Enjoy mild year-round weather, morning beach strolls, sunsets over the Pacific, and the relaxed pace of Central Coast living. Whether as a primary residence, vacation home, or renovation project with strong long-term potential, 160 Terra Street delivers location, lifestyle, and opportunity.

$7,485/mo

Est. mortgage payment based on a $1,125,000 home price.

All estimates are provided by Luxury Presence for informational purposes only. Actual amounts may vary.

Additional information

MLS® ID
SC26189731

Interior Features

Bedrooms
3
Bathrooms
2
Fireplace
Yes
Heating
Yes
Basement
No

Exterior Features

Lot Size
0.14 Acres

Other Property Details

Garage
Yes
View
Yes
55+/Senior Community
No
MLS provider logo

Listed by Kathleen Thomson CA DRE# 01922278 with Rock View Realty 805-440-4273

Based on information from the California Regional Multiple Listing Service (CRMLS) as of 9/8/2026. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, the Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. Property locations as displayed on any map are best approximations only and exact locations should be independently verified. Any offer of compensation is made only to participants of the MLS where the listing is filed.

©2026 California Regional Multiple Listing Service (CRMLS) all rights reserved.

Data last updated on 9/8/2026 at 4:24 AM UTC Last Checked: 4:24 AM UTC

 

 

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